Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 146,481,000 | 146,889,000 | 145,531,000 | 144,701,000 |
| Total loans | 85,147,000 | 84,116,000 | 85,162,000 | 88,589,000 |
| Allowance for loan losses | 1,066,000 | 1,043,000 | 1,073,000 | 1,099,000 |
| Securities available for sale | 11,512,000 | 11,641,000 | 11,544,000 | 11,029,000 |
| Securities held to maturity | 3,248,000 | 3,248,000 | 3,249,000 | 3,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,584,000 | 112,342,000 | 112,371,000 | 114,148,000 |
| Interest-bearing deposits | 80,054,000 | 75,975,000 | 74,804,000 | 75,790,000 |
| Noninterest-bearing deposits | 36,530,000 | 36,367,000 | 37,567,000 | 38,358,000 |
| Equity capital | 13,748,000 | 13,994,000 | 14,043,000 | 13,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,939,000 | 4,422,000 | 5,894,000 |
| Interest expense | 157,000 | 331,000 | 507,000 | 686,000 |
| Net interest income | 1,311,000 | 2,608,000 | 3,915,000 | 5,208,000 |
| Noninterest income | 289,000 | 557,000 | 858,000 | 1,125,000 |
| Noninterest expense | 1,034,000 | 2,047,000 | 3,019,000 | 3,994,000 |
| Provision for loan losses | 80,000 | 129,000 | 164,000 | 198,000 |
| Pretax income | 486,000 | 989,000 | 1,590,000 | 2,141,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | 989,000 | 1,590,000 | 2,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,512,000 | 13,579,000 | 13,675,000 | 13,675,000 |
| Total capital | 14,578,000 | 14,622,000 | 14,748,000 | 14,774,000 |
| Risk-weighted assets | 89,969,000 | 89,023,000 | 90,632,000 | 93,439,000 |