Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 146,723,000 | 142,940,000 | 145,634,000 | 144,184,000 |
| Total loans | 77,071,000 | 77,781,000 | 82,354,000 | 82,568,000 |
| Allowance for loan losses | 879,000 | 915,000 | 964,000 | 986,000 |
| Securities available for sale | 7,610,000 | 10,835,000 | 11,476,000 | 11,356,000 |
| Securities held to maturity | 3,247,000 | 3,248,000 | 3,248,000 | 3,248,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,179,000 | 120,497,000 | 119,290,000 | 117,252,000 |
| Interest-bearing deposits | 81,001,000 | 79,110,000 | 65,303,000 | 77,938,000 |
| Noninterest-bearing deposits | 43,178,000 | 41,387,000 | 53,987,000 | 39,314,000 |
| Equity capital | 13,075,000 | 13,072,000 | 13,547,000 | 13,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,789,000 | 4,252,000 | 5,714,000 |
| Interest expense | 140,000 | 280,000 | 419,000 | 561,000 |
| Net interest income | 1,246,000 | 2,509,000 | 3,833,000 | 5,153,000 |
| Noninterest income | 241,000 | 512,000 | 794,000 | 1,043,000 |
| Noninterest expense | 934,000 | 1,838,000 | 2,765,000 | 3,752,000 |
| Provision for loan losses | 33,000 | 66,000 | 104,000 | 137,000 |
| Pretax income | 520,000 | 1,117,000 | 1,758,000 | 2,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 520,000 | 1,117,000 | 1,758,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,033,000 | 13,210,000 | 13,448,000 | 13,507,000 |
| Total capital | 13,912,000 | 14,125,000 | 14,412,000 | 14,493,000 |
| Risk-weighted assets | 78,587,000 | 80,879,000 | 85,368,000 | 88,614,000 |