Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 142,654,000 | 144,491,000 | 144,648,000 | 147,288,000 |
| Total loans | 77,445,000 | 79,284,000 | 75,788,000 | 75,196,000 |
| Allowance for loan losses | 787,000 | 810,000 | 830,000 | 844,000 |
| Securities available for sale | 0 | 0 | 0 | 5,388,000 |
| Securities held to maturity | 3,247,000 | 3,247,000 | 3,247,000 | 3,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,911,000 | 121,727,000 | 121,799,000 | 124,831,000 |
| Interest-bearing deposits | 75,052,000 | 73,736,000 | 74,416,000 | 77,823,000 |
| Noninterest-bearing deposits | 44,860,000 | 47,991,000 | 47,383,000 | 47,008,000 |
| Equity capital | 12,542,000 | 12,639,000 | 12,827,000 | 12,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,309,000 | 2,629,000 | 3,970,000 | 5,303,000 |
| Interest expense | 159,000 | 312,000 | 456,000 | 600,000 |
| Net interest income | 1,150,000 | 2,317,000 | 3,514,000 | 4,703,000 |
| Noninterest income | 235,000 | 493,000 | 773,000 | 1,020,000 |
| Noninterest expense | 898,000 | 1,828,000 | 2,722,000 | 3,636,000 |
| Provision for loan losses | 23,000 | 56,000 | 89,000 | 122,000 |
| Pretax income | 464,000 | 926,000 | 1,476,000 | 1,965,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 464,000 | 926,000 | 1,476,000 | 1,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,542,000 | 12,639,000 | 12,827,000 | 12,867,000 |
| Total capital | 13,329,000 | 13,449,000 | 13,657,000 | 13,711,000 |
| Risk-weighted assets | 76,331,000 | 78,479,000 | 75,881,000 | 77,682,000 |