Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,641,000 | 144,838,000 | 142,533,000 | 142,908,000 |
| Total loans | 75,275,000 | 78,152,000 | 77,217,000 | 76,175,000 |
| Allowance for loan losses | 700,000 | 753,000 | 761,000 | 764,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 2,250,000 | 3,246,000 | 3,247,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,112,000 | 119,285,000 | 119,994,000 | 120,014,000 |
| Interest-bearing deposits | 75,990,000 | 74,947,000 | 74,324,000 | 74,761,000 |
| Noninterest-bearing deposits | 44,122,000 | 44,338,000 | 45,670,000 | 45,253,000 |
| Equity capital | 12,395,000 | 12,474,000 | 12,488,000 | 12,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,635,000 | 3,972,000 | 5,308,000 |
| Interest expense | 220,000 | 432,000 | 647,000 | 804,000 |
| Net interest income | 1,074,000 | 2,203,000 | 3,325,000 | 4,504,000 |
| Noninterest income | 229,000 | 440,000 | 694,000 | 945,000 |
| Noninterest expense | 841,000 | 1,657,000 | 2,493,000 | 3,352,000 |
| Provision for loan losses | 8,000 | 25,000 | 43,000 | 62,000 |
| Pretax income | 454,000 | 961,000 | 1,483,000 | 2,035,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 961,000 | 1,483,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,395,000 | 12,474,000 | 12,488,000 | 12,529,000 |
| Total capital | 13,095,000 | 13,227,000 | 13,249,000 | 13,293,000 |
| Risk-weighted assets | 85,686,000 | 87,463,000 | 85,139,000 | 84,825,000 |