Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,961,000 | 149,678,000 | 146,937,000 | 148,723,000 |
| Total loans | 71,297,000 | 70,744,000 | 71,094,000 | 73,874,000 |
| Allowance for loan losses | 748,000 | 755,000 | 754,000 | 698,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,969,000 | 126,262,000 | 122,197,000 | 123,812,000 |
| Interest-bearing deposits | 78,193,000 | 76,158,000 | 76,556,000 | 76,596,000 |
| Noninterest-bearing deposits | 44,776,000 | 50,104,000 | 45,641,000 | 47,216,000 |
| Equity capital | 11,548,000 | 11,618,000 | 12,105,000 | 12,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,289,000 | 2,586,000 | 3,873,000 | 5,169,000 |
| Interest expense | 273,000 | 530,000 | 774,000 | 1,006,000 |
| Net interest income | 1,016,000 | 2,056,000 | 3,099,000 | 4,163,000 |
| Noninterest income | 196,000 | 430,000 | 666,000 | 926,000 |
| Noninterest expense | 806,000 | 1,599,000 | 2,390,000 | 3,194,000 |
| Provision for loan losses | 3,000 | 5,000 | 7,000 | 8,000 |
| Pretax income | 403,000 | 882,000 | 1,368,000 | 1,887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 403,000 | 882,000 | 1,368,000 | 1,887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,548,000 | 11,618,000 | 12,105,000 | 12,375,000 |
| Total capital | 12,296,000 | 12,373,000 | 12,859,000 | 13,073,000 |
| Risk-weighted assets | 79,659,000 | 80,275,000 | 79,726,000 | 84,473,000 |