Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 120,120,000 | 121,507,000 | 124,492,000 | 124,303,000 |
| Total loans | 67,081,000 | 67,524,000 | 68,270,000 | 71,036,000 |
| Allowance for loan losses | 625,000 | 649,000 | 668,000 | 672,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,000 | 3,000 | 2,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,127,000 | 98,221,000 | 101,381,000 | 101,445,000 |
| Interest-bearing deposits | 70,381,000 | 71,095,000 | 71,328,000 | 70,944,000 |
| Noninterest-bearing deposits | 26,746,000 | 27,126,000 | 30,053,000 | 30,501,000 |
| Equity capital | 10,465,000 | 10,632,000 | 10,555,000 | 10,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,329,000 | 2,697,000 | 4,072,000 | 5,494,000 |
| Interest expense | 418,000 | 806,000 | 1,190,000 | 1,550,000 |
| Net interest income | 911,000 | 1,891,000 | 2,882,000 | 3,944,000 |
| Noninterest income | 185,000 | 424,000 | 640,000 | 841,000 |
| Noninterest expense | 781,000 | 1,521,000 | 2,323,000 | 3,153,000 |
| Provision for loan losses | 35,000 | 67,000 | 97,000 | 128,000 |
| Pretax income | 280,000 | 727,000 | 1,102,000 | 1,504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 727,000 | 1,102,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,465,000 | 10,632,000 | 10,555,000 | 10,587,000 |
| Total capital | 11,090,000 | 11,281,000 | 11,223,000 | 11,259,000 |
| Risk-weighted assets | 71,216,000 | 71,976,000 | 73,192,000 | 75,014,000 |