Call reports 2013
FIRST BANK — 2013
What FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,472,000 | 92,526,000 | 90,347,000 | 85,639,000 |
| Total loans | 55,760,000 | 55,043,000 | 51,376,000 | 47,811,000 |
| Allowance for loan losses | 1,828,000 | 1,787,000 | 1,756,000 | 1,301,000 |
| Securities available for sale | 20,129,000 | 23,969,000 | 22,170,000 | 22,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,371,000 | 84,741,000 | 82,505,000 | 77,311,000 |
| Interest-bearing deposits | 73,030,000 | 71,320,000 | 69,234,000 | 63,918,000 |
| Noninterest-bearing deposits | 12,341,000 | 13,421,000 | 13,271,000 | 13,393,000 |
| Equity capital | 4,195,000 | 3,635,000 | 3,762,000 | 3,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,759,000 | 2,565,000 | 3,360,000 |
| Interest expense | 128,000 | 254,000 | 378,000 | 492,000 |
| Net interest income | 780,000 | 1,505,000 | 2,187,000 | 2,868,000 |
| Noninterest income | 115,000 | 67,000 | 261,000 | 306,000 |
| Noninterest expense | 1,184,000 | 2,059,000 | 2,944,000 | 3,793,000 |
| Provision for loan losses | 0 | 0 | -132,000 | -457,000 |
| Pretax income | -230,000 | -428,000 | -305,000 | -103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -230,000 | -428,000 | -305,000 | -103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,341,000 | 4,143,000 | 4,266,000 | 4,467,000 |
| Total capital | 5,094,000 | 4,871,000 | 4,936,000 | 5,090,000 |
| Risk-weighted assets | 59,138,000 | 57,146,000 | 52,522,000 | 49,198,000 |