Call reports 2012
FIRST BANK — 2012
What FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,267,000 | 93,986,000 | 93,178,000 | 93,516,000 |
| Total loans | 59,878,000 | 60,053,000 | 57,598,000 | 54,275,000 |
| Allowance for loan losses | 2,024,000 | 1,944,000 | 1,887,000 | 1,742,000 |
| Securities available for sale | 18,546,000 | 18,988,000 | 21,496,000 | 23,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,193,000 | 84,675,000 | 80,253,000 | 83,942,000 |
| Interest-bearing deposits | 69,747,000 | 68,534,000 | 66,272,000 | 69,398,000 |
| Noninterest-bearing deposits | 14,446,000 | 16,141,000 | 13,981,000 | 14,544,000 |
| Equity capital | 4,782,000 | 4,914,000 | 5,128,000 | 4,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 2,063,000 | 3,088,000 | 4,039,000 |
| Interest expense | 145,000 | 287,000 | 422,000 | 553,000 |
| Net interest income | 871,000 | 1,776,000 | 2,666,000 | 3,486,000 |
| Noninterest income | 106,000 | 194,000 | 409,000 | 112,000 |
| Noninterest expense | 947,000 | 1,883,000 | 2,862,000 | 3,826,000 |
| Provision for loan losses | 0 | 25,000 | 25,000 | 50,000 |
| Pretax income | 30,000 | 62,000 | 188,000 | -69,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,000 | 62,000 | 188,000 | -69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,670,000 | 4,702,000 | 4,827,000 | 4,571,000 |
| Total capital | 5,469,000 | 5,490,000 | 5,596,000 | 5,324,000 |
| Risk-weighted assets | 62,681,000 | 61,909,000 | 60,394,000 | 59,266,000 |