Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 128,151,000 | 134,300,000 | 139,019,000 | 146,132,000 |
| Total loans | 96,641,000 | 106,373,000 | 109,718,000 | 118,431,000 |
| Allowance for loan losses | 962,000 | 1,057,000 | 1,150,000 | 1,189,000 |
| Securities available for sale | 17,490,000 | 17,545,000 | 16,581,000 | 16,359,000 |
| Securities held to maturity | 3,861,000 | 3,369,000 | 3,368,000 | 3,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,050,000 | 109,621,000 | 115,541,000 | 120,368,000 |
| Interest-bearing deposits | 91,065,000 | 92,409,000 | 96,069,000 | 100,737,000 |
| Noninterest-bearing deposits | 15,985,000 | 17,212,000 | 19,472,000 | 19,631,000 |
| Equity capital | 10,707,000 | 11,243,000 | 11,336,000 | 11,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,027,000 | 4,226,000 | 6,492,000 | 9,015,000 |
| Interest expense | 582,000 | 1,226,000 | 1,986,000 | 2,890,000 |
| Net interest income | 1,445,000 | 3,000,000 | 4,506,000 | 6,125,000 |
| Noninterest income | 185,000 | 411,000 | 626,000 | 852,000 |
| Noninterest expense | 1,034,000 | 2,064,000 | 3,053,000 | 4,131,000 |
| Provision for loan losses | 130,000 | 230,000 | 330,000 | 590,000 |
| Pretax income | 466,000 | 1,117,000 | 1,751,000 | 2,258,000 |
| Income tax | 24,000 | 57,000 | 91,000 | 114,000 |
| Net income | 442,000 | 1,060,000 | 1,660,000 | 2,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,968,000 | 11,286,000 | 11,546,000 | 11,775,000 |
| Total capital | 11,930,000 | 12,343,000 | 12,696,000 | 12,964,000 |
| Risk-weighted assets | 98,754,000 | 107,226,000 | 109,878,000 | 118,413,000 |
Machine access — free, no API key
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