Call reports 2026
GEORGIA FIRST BANK — 2026
What GEORGIA FIRST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 295,683,000 | 290,751,000 |
| Total loans | 232,335,000 | 245,532,000 |
| Allowance for loan losses | 3,909,000 | 4,054,000 |
| Securities available for sale | 6,863,000 | 7,464,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 265,790,000 | 259,455,000 |
| Interest-bearing deposits | 214,133,000 | 212,091,000 |
| Noninterest-bearing deposits | 51,657,000 | 47,364,000 |
| Equity capital | 28,532,000 | 29,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,185,000 | 10,391,000 |
| Interest expense | 1,520,000 | 2,996,000 |
| Net interest income | 3,665,000 | 7,395,000 |
| Noninterest income | 359,000 | 722,000 |
| Noninterest expense | 2,389,000 | 4,858,000 |
| Provision for loan losses | 300,000 | 450,000 |
| Pretax income | 1,335,000 | 2,809,000 |
| Income tax | 68,000 | 136,000 |
| Net income | 1,267,000 | 2,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,534,000 | 29,497,000 |
| Total capital | 31,194,000 | 32,215,000 |
| Risk-weighted assets | 211,527,000 | 216,090,000 |