Call report 2025Q4
GEORGIA FIRST BANK — 2025Q4
The 22 measures GEORGIA FIRST BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,051,000 | USD | evidence → |
| Total loans | 223,477,000 | USD | evidence → |
| Allowance for loan losses | 3,602,000 | USD | evidence → |
| Securities available for sale | 6,342,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 247,055,000 | USD | evidence → |
| Interest-bearing deposits | 205,283,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,772,000 | USD | evidence → |
| Equity capital | 26,429,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,716,000 | USD | evidence → |
| Interest expense | 5,172,000 | USD | evidence → |
| Net interest income | 13,544,000 | USD | evidence → |
| Noninterest income | 1,218,000 | USD | evidence → |
| Noninterest expense | 8,445,000 | USD | evidence → |
| Provision for loan losses | 1,075,000 | USD | evidence → |
| Pretax income | 5,242,000 | USD | evidence → |
| Income tax | 272,000 | USD | evidence → |
| Net income | 4,970,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,350,000 | USD | evidence → |
| Total capital | 28,924,000 | USD | evidence → |
| Risk-weighted assets | 204,902,000 | USD | evidence → |