Call reports 2014
GEORGIA FIRST BANK — 2014
What GEORGIA FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,920,000 | 36,711,000 | 37,625,000 | 39,140,000 |
| Total loans | 24,691,000 | 25,820,000 | 26,767,000 | 26,956,000 |
| Allowance for loan losses | 432,000 | 433,000 | 437,000 | 454,000 |
| Securities available for sale | 5,067,000 | 5,366,000 | 5,221,000 | 4,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,722,000 | 33,352,000 | 34,113,000 | 35,549,000 |
| Interest-bearing deposits | 21,335,000 | 20,926,000 | 22,613,000 | 22,051,000 |
| Noninterest-bearing deposits | 12,387,000 | 12,426,000 | 11,500,000 | 13,498,000 |
| Equity capital | 2,964,000 | 3,107,000 | 3,257,000 | 3,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 426,000 | 887,000 | 1,348,000 | 1,839,000 |
| Interest expense | 20,000 | 42,000 | 62,000 | 84,000 |
| Net interest income | 406,000 | 845,000 | 1,286,000 | 1,755,000 |
| Noninterest income | 82,000 | 148,000 | 272,000 | 385,000 |
| Noninterest expense | 360,000 | 740,000 | 1,145,000 | 1,643,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 128,000 | 253,000 | 413,000 | 482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 253,000 | 413,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,190,000 | 3,315,000 | 3,476,000 | 3,545,000 |
| Total capital | 3,486,000 | 3,618,000 | 3,792,000 | 3,864,000 |
| Risk-weighted assets | 23,527,000 | 24,147,000 | 25,137,000 | 25,419,000 |