Call reports 2009
GEORGIA FIRST BANK — 2009
What GEORGIA FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 47,095,000 | 46,328,000 | 44,139,000 | 41,767,000 |
| Total loans | 23,556,000 | 21,283,000 | 21,904,000 | 20,749,000 |
| Allowance for loan losses | 1,174,000 | 663,000 | 884,000 | 903,000 |
| Securities available for sale | 14,540,000 | 14,999,000 | 13,358,000 | 13,327,000 |
| Securities held to maturity | 190,000 | 190,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,627,000 | 41,304,000 | 37,312,000 | 37,082,000 |
| Interest-bearing deposits | 35,305,000 | 33,552,000 | 29,696,000 | 28,930,000 |
| Noninterest-bearing deposits | 7,322,000 | 7,752,000 | 7,616,000 | 8,152,000 |
| Equity capital | 3,601,000 | 4,150,000 | 3,978,000 | 3,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,014,000 | 1,501,000 | 1,990,000 |
| Interest expense | 196,000 | 383,000 | 537,000 | 659,000 |
| Net interest income | 304,000 | 631,000 | 964,000 | 1,331,000 |
| Noninterest income | 105,000 | 180,000 | 330,000 | 438,000 |
| Noninterest expense | 384,000 | 761,000 | 1,226,000 | 1,733,000 |
| Provision for loan losses | 90,000 | 605,000 | 869,000 | 1,321,000 |
| Pretax income | -65,000 | -603,000 | -835,000 | -1,319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -65,000 | -603,000 | -835,000 | -1,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,940,000 | 3,964,000 | 3,733,000 | 3,623,000 |
| Total capital | 4,321,000 | 4,323,000 | 4,065,000 | 3,941,000 |
| Risk-weighted assets | 29,666,000 | 28,419,000 | 25,989,000 | 24,872,000 |
Machine access — free, no API key
Every figure shown here about GEORGIA FIRST BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.