Call reports 2006
GEORGIA FIRST BANK — 2006
What GEORGIA FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,336,000 | 48,576,000 | 47,462,000 | 46,805,000 |
| Total loans | 27,469,000 | 29,695,000 | 29,437,000 | 29,331,000 |
| Allowance for loan losses | 475,000 | 487,000 | 516,000 | 536,000 |
| Securities available for sale | 13,719,000 | 13,608,000 | 13,595,000 | 13,792,000 |
| Securities held to maturity | 290,000 | 290,000 | 190,000 | 190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,473,000 | 40,571,000 | 39,951,000 | 40,468,000 |
| Interest-bearing deposits | 32,108,000 | 32,798,000 | 32,730,000 | 32,272,000 |
| Noninterest-bearing deposits | 8,365,000 | 7,773,000 | 7,221,000 | 8,196,000 |
| Equity capital | 4,502,000 | 4,566,000 | 4,718,000 | 4,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,510,000 | 2,358,000 | 3,190,000 |
| Interest expense | 229,000 | 494,000 | 798,000 | 1,113,000 |
| Net interest income | 487,000 | 1,016,000 | 1,560,000 | 2,077,000 |
| Noninterest income | 78,000 | 179,000 | 294,000 | 430,000 |
| Noninterest expense | 402,000 | 802,000 | 1,221,000 | 1,626,000 |
| Provision for loan losses | 9,000 | 27,000 | 57,000 | 87,000 |
| Pretax income | 154,000 | 366,000 | 576,000 | 794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 366,000 | 576,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,662,000 | 4,783,000 | 4,865,000 | 4,957,000 |
| Total capital | 5,065,000 | 5,201,000 | 5,278,000 | 5,370,000 |
| Risk-weighted assets | 32,194,000 | 33,381,000 | 32,960,000 | 32,903,000 |
Machine access — free, no API key
Every figure shown here about GEORGIA FIRST BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.