Call reports 2012
FRONTIER BANK — 2012
What FRONTIER BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 306,168,000 | 293,371,000 | 282,391,000 | 258,840,000 |
| Total loans | 147,983,000 | 132,734,000 | 124,511,000 | 110,613,000 |
| Allowance for loan losses | 9,258,000 | 5,749,000 | 5,024,000 | 4,498,000 |
| Securities available for sale | 41,789,000 | 46,596,000 | 32,750,000 | 27,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,968,000 | 253,304,000 | 242,671,000 | 224,108,000 |
| Interest-bearing deposits | 229,144,000 | 221,633,000 | 210,226,000 | 196,753,000 |
| Noninterest-bearing deposits | 31,824,000 | 31,671,000 | 32,445,000 | 27,355,000 |
| Equity capital | 7,344,000 | 6,891,000 | 6,373,000 | 1,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,321,000 | 4,462,000 | 6,417,000 | 7,890,000 |
| Interest expense | 937,000 | 1,813,000 | 2,589,000 | 3,335,000 |
| Net interest income | 1,384,000 | 2,649,000 | 3,828,000 | 4,555,000 |
| Noninterest income | 5,846,000 | 6,397,000 | 6,933,000 | 5,793,000 |
| Noninterest expense | 2,534,000 | 5,213,000 | 7,807,000 | 11,335,000 |
| Provision for loan losses | 3,898,000 | 3,898,000 | 3,898,000 | 5,165,000 |
| Pretax income | 798,000 | 62,000 | -335,000 | -5,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 798,000 | 62,000 | -335,000 | -5,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,112,000 | 6,382,000 | 5,991,000 | 1,111,000 |
| Total capital | 9,714,000 | 8,867,000 | 8,332,000 | 2,222,000 |
| Risk-weighted assets | 199,339,000 | 192,818,000 | 184,580,000 | 171,327,000 |