Call reports 2011
FRONTIER BANK — 2011
What FRONTIER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 316,426,000 | 311,497,000 | 310,084,000 | 297,838,000 |
| Total loans | 200,696,000 | 192,162,000 | 182,013,000 | 172,686,000 |
| Allowance for loan losses | 3,956,000 | 3,844,000 | 6,684,000 | 6,285,000 |
| Securities available for sale | 51,773,000 | 50,309,000 | 49,940,000 | 52,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,696,000 | 251,279,000 | 256,475,000 | 253,408,000 |
| Interest-bearing deposits | 223,089,000 | 218,731,000 | 223,753,000 | 223,615,000 |
| Noninterest-bearing deposits | 32,607,000 | 32,548,000 | 32,722,000 | 29,793,000 |
| Equity capital | 21,454,000 | 21,895,000 | 15,677,000 | 6,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,600,000 | 6,842,000 | 9,907,000 | 12,627,000 |
| Interest expense | 1,124,000 | 2,224,000 | 3,310,000 | 4,283,000 |
| Net interest income | 2,476,000 | 4,618,000 | 6,597,000 | 8,344,000 |
| Noninterest income | 444,000 | 1,573,000 | 1,967,000 | 1,572,000 |
| Noninterest expense | 3,385,000 | 5,875,000 | 8,069,000 | 12,564,000 |
| Provision for loan losses | 3,238,000 | 4,583,000 | 11,890,000 | 14,518,000 |
| Pretax income | -3,703,000 | -4,119,000 | -11,100,000 | -16,731,000 |
| Income tax | 0 | 0 | 0 | 3,406,000 |
| Net income | -3,703,000 | -4,119,000 | -11,100,000 | -20,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,705,000 | 17,300,000 | 10,325,000 | 6,307,000 |
| Total capital | 20,597,000 | 20,084,000 | 12,974,000 | 8,895,000 |
| Risk-weighted assets | 229,510,000 | 220,321,000 | 205,332,000 | 201,095,000 |