Call reports 2005
FRONTIER BANK — 2005
What FRONTIER BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 307,001,000 | 315,972,000 | 320,203,000 | 317,203,000 |
| Total loans | 226,546,000 | 232,584,000 | 227,279,000 | 220,293,000 |
| Allowance for loan losses | 4,432,000 | 4,761,000 | 4,312,000 | 4,597,000 |
| Securities available for sale | 48,676,000 | 51,149,000 | 49,351,000 | 58,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,530,000 | 229,797,000 | 235,534,000 | 227,286,000 |
| Interest-bearing deposits | 189,873,000 | 192,701,000 | 199,543,000 | 192,483,000 |
| Noninterest-bearing deposits | 34,657,000 | 37,096,000 | 35,991,000 | 34,803,000 |
| Equity capital | 24,849,000 | 25,960,000 | 26,495,000 | 25,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,346,000 | 9,013,000 | 14,032,000 | 19,125,000 |
| Interest expense | 1,431,000 | 2,973,000 | 4,767,000 | 6,678,000 |
| Net interest income | 2,915,000 | 6,040,000 | 9,265,000 | 12,447,000 |
| Noninterest income | 949,000 | 1,942,000 | 2,799,000 | 3,633,000 |
| Noninterest expense | 2,405,000 | 4,921,000 | 7,266,000 | 9,562,000 |
| Provision for loan losses | 364,000 | 801,000 | 1,086,000 | 1,496,000 |
| Pretax income | 1,165,000 | 2,330,000 | 3,818,000 | 5,128,000 |
| Income tax | 388,000 | 775,000 | 1,208,000 | 1,679,000 |
| Net income | 777,000 | 1,555,000 | 2,610,000 | 3,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,946,000 | 24,129,000 | 25,188,000 | 24,831,000 |
| Total capital | 26,861,000 | 27,121,000 | 28,169,000 | 27,767,000 |
| Risk-weighted assets | 231,660,000 | 237,602,000 | 237,170,000 | 233,250,000 |
Machine access — free, no API key
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