Call reports 2004
FRONTIER BANK — 2004
What FRONTIER BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 303,744,000 | 305,138,000 | 298,274,000 | 299,487,000 |
| Total loans | 219,324,000 | 223,745,000 | 218,509,000 | 215,582,000 |
| Allowance for loan losses | 2,935,000 | 3,144,000 | 3,242,000 | 4,071,000 |
| Securities available for sale | 47,628,000 | 48,396,000 | 48,805,000 | 52,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,778,000 | 232,739,000 | 221,873,000 | 221,646,000 |
| Interest-bearing deposits | 200,528,000 | 198,249,000 | 187,764,000 | 189,212,000 |
| Noninterest-bearing deposits | 33,250,000 | 34,490,000 | 34,109,000 | 32,434,000 |
| Equity capital | 25,937,000 | 24,362,000 | 25,307,000 | 25,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,167,000 | 8,287,000 | 12,387,000 | 16,729,000 |
| Interest expense | 1,349,000 | 2,665,000 | 4,002,000 | 5,421,000 |
| Net interest income | 2,818,000 | 5,622,000 | 8,385,000 | 11,308,000 |
| Noninterest income | 755,000 | 1,613,000 | 2,413,000 | 3,378,000 |
| Noninterest expense | 2,327,000 | 4,702,000 | 6,992,000 | 9,474,000 |
| Provision for loan losses | 121,000 | 341,000 | 416,000 | 1,299,000 |
| Pretax income | 1,281,000 | 2,581,000 | 3,884,000 | 4,440,000 |
| Income tax | 419,000 | 844,000 | 1,300,000 | 1,505,000 |
| Net income | 862,000 | 1,737,000 | 2,584,000 | 2,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,580,000 | 23,460,000 | 23,510,000 | 23,866,000 |
| Total capital | 26,441,000 | 26,262,000 | 26,260,000 | 26,605,000 |
| Risk-weighted assets | 228,825,000 | 223,825,000 | 219,514,000 | 217,803,000 |
Machine access — free, no API key
Every figure shown here about FRONTIER BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.