Call reports 2003
FRONTIER BANK — 2003
What FRONTIER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 290,319,000 | 300,555,000 | 296,337,000 | 303,778,000 |
| Total loans | 209,711,000 | 211,657,000 | 216,878,000 | 217,366,000 |
| Allowance for loan losses | 2,209,000 | 2,222,000 | 2,276,000 | 2,857,000 |
| Securities available for sale | 41,381,000 | 49,305,000 | 46,382,000 | 51,483,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,392,000 | 233,591,000 | 230,047,000 | 237,421,000 |
| Interest-bearing deposits | 191,831,000 | 198,516,000 | 198,032,000 | 204,903,000 |
| Noninterest-bearing deposits | 36,561,000 | 35,075,000 | 32,015,000 | 32,518,000 |
| Equity capital | 23,463,000 | 24,519,000 | 24,051,000 | 24,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,233,000 | 8,443,000 | 12,596,000 | 16,764,000 |
| Interest expense | 1,586,000 | 3,127,000 | 4,548,000 | 5,941,000 |
| Net interest income | 2,647,000 | 5,316,000 | 8,048,000 | 10,823,000 |
| Noninterest income | 867,000 | 1,683,000 | 2,449,000 | 3,192,000 |
| Noninterest expense | 2,317,000 | 4,744,000 | 7,093,000 | 9,368,000 |
| Provision for loan losses | 0 | 127,000 | 238,000 | 1,270,000 |
| Pretax income | 1,197,000 | 2,443,000 | 3,621,000 | 3,832,000 |
| Income tax | 337,000 | 680,000 | 1,107,000 | 1,119,000 |
| Net income | 860,000 | 1,763,000 | 2,514,000 | 2,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,849,000 | 21,756,000 | 22,511,000 | 22,714,000 |
| Total capital | 23,058,000 | 23,978,000 | 24,787,000 | 25,434,000 |
| Risk-weighted assets | 209,940,000 | 212,670,000 | 215,638,000 | 217,478,000 |
Machine access — free, no API key
Every figure shown here about FRONTIER BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.