Call reports 2025
WELLWORTH BANK — 2025
What WELLWORTH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,698,790,000 | 1,712,939,000 | 1,745,741,000 | 1,759,147,000 |
| Total loans | 1,172,738,000 | 1,196,932,000 | 1,221,302,000 | 1,232,458,000 |
| Allowance for loan losses | 12,846,000 | 12,993,000 | 13,245,000 | 13,417,000 |
| Securities available for sale | 396,591,000 | 395,326,000 | 403,244,000 | 399,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,399,017,000 | 1,422,118,000 | 1,434,171,000 | 1,451,111,000 |
| Interest-bearing deposits | 1,171,116,000 | 1,187,850,000 | 1,203,596,000 | 1,228,680,000 |
| Noninterest-bearing deposits | 227,901,000 | 234,268,000 | 230,575,000 | 222,431,000 |
| Equity capital | 156,003,000 | 161,311,000 | 169,067,000 | 175,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 22,821,000 | 47,192,000 | 71,968,000 | 96,811,000 |
| Interest expense | 9,178,000 | 18,228,000 | 27,322,000 | 36,310,000 |
| Net interest income | 13,643,000 | 28,964,000 | 44,646,000 | 60,501,000 |
| Noninterest income | 2,364,000 | 4,925,000 | 7,364,000 | 9,864,000 |
| Noninterest expense | 10,007,000 | 19,890,000 | 30,234,000 | 41,061,000 |
| Provision for loan losses | 200,000 | 1,100,000 | 1,400,000 | 1,700,000 |
| Pretax income | 5,707,000 | 12,803,000 | 20,282,000 | 27,505,000 |
| Income tax | 1,295,000 | 2,903,000 | 4,684,000 | 5,733,000 |
| Net income | 4,412,000 | 9,900,000 | 15,598,000 | 21,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,437,000 | 164,857,000 | 168,486,000 | 172,591,000 |
| Total capital | 175,487,000 | 179,054,000 | 182,935,000 | 187,211,000 |
| Risk-weighted assets | 1,215,887,000 | 1,247,861,000 | 1,264,563,000 | 1,275,218,000 |