Call reports 2019
WELLWORTH BANK — 2019
What WELLWORTH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 925,809,000 | 931,597,000 | 929,630,000 | 941,411,000 |
| Total loans | 599,454,000 | 601,118,000 | 611,875,000 | 612,198,000 |
| Allowance for loan losses | 7,796,000 | 8,058,000 | 8,694,000 | 8,680,000 |
| Securities available for sale | 233,475,000 | 239,798,000 | 234,219,000 | 242,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 735,167,000 | 742,650,000 | 744,140,000 | 760,394,000 |
| Interest-bearing deposits | 594,230,000 | 603,399,000 | 609,109,000 | 625,204,000 |
| Noninterest-bearing deposits | 140,937,000 | 139,251,000 | 135,031,000 | 135,190,000 |
| Equity capital | 108,314,000 | 112,065,000 | 114,249,000 | 116,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,378,000 | 20,993,000 | 31,422,000 | 42,088,000 |
| Interest expense | 1,951,000 | 4,062,000 | 6,279,000 | 8,522,000 |
| Net interest income | 8,427,000 | 16,931,000 | 25,143,000 | 33,566,000 |
| Noninterest income | 1,694,000 | 3,539,000 | 5,472,000 | 7,498,000 |
| Noninterest expense | 6,299,000 | 12,698,000 | 18,813,000 | 25,096,000 |
| Provision for loan losses | 266,000 | 540,000 | 822,000 | 1,116,000 |
| Pretax income | 3,556,000 | 7,232,000 | 11,075,000 | 14,960,000 |
| Income tax | 765,000 | 1,551,000 | 2,393,000 | 3,106,000 |
| Net income | 2,791,000 | 5,681,000 | 8,682,000 | 11,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,199,000 | 104,149,000 | 106,209,000 | 108,382,000 |
| Total capital | 110,010,000 | 112,068,000 | 114,252,000 | 116,460,000 |
| Risk-weighted assets | 626,174,000 | 633,328,000 | 642,809,000 | 645,653,000 |