Call reports 2015
WELLWORTH BANK — 2015
What WELLWORTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 672,951,000 | 827,200,000 | 824,335,000 | 841,451,000 |
| Total loans | 320,143,000 | 424,936,000 | 434,861,000 | 464,469,000 |
| Allowance for loan losses | 6,266,000 | 6,658,000 | 6,625,000 | 6,515,000 |
| Securities available for sale | 283,136,000 | 328,584,000 | 321,029,000 | 301,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,539,000 | 679,978,000 | 672,448,000 | 685,245,000 |
| Interest-bearing deposits | 463,983,000 | 561,155,000 | 559,476,000 | 560,843,000 |
| Noninterest-bearing deposits | 80,556,000 | 118,823,000 | 112,972,000 | 124,402,000 |
| Equity capital | 64,109,000 | 82,939,000 | 85,975,000 | 87,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,377,000 | 14,930,000 | 23,233,000 | 31,507,000 |
| Interest expense | 1,143,000 | 2,491,000 | 3,789,000 | 5,085,000 |
| Net interest income | 5,234,000 | 12,439,000 | 19,444,000 | 26,422,000 |
| Noninterest income | 1,121,000 | 2,560,000 | 3,996,000 | 5,371,000 |
| Noninterest expense | 3,608,000 | 8,826,000 | 13,701,000 | 18,890,000 |
| Provision for loan losses | 225,000 | 1,025,000 | 1,194,000 | 1,308,000 |
| Pretax income | 2,522,000 | 5,154,000 | 8,552,000 | 11,602,000 |
| Income tax | 603,000 | 1,247,000 | 2,197,000 | 3,029,000 |
| Net income | 1,919,000 | 3,907,000 | 6,355,000 | 8,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,456,000 | 75,699,000 | 77,461,000 | 79,703,000 |
| Total capital | 63,900,000 | 81,524,000 | 83,336,000 | 85,572,000 |
| Risk-weighted assets | 353,765,000 | 465,194,000 | 469,221,000 | 468,841,000 |