Call reports 2013
WELLWORTH BANK — 2013
What WELLWORTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 477,209,000 | 474,172,000 | 476,050,000 | 648,295,000 |
| Total loans | 232,848,000 | 237,408,000 | 244,331,000 | 333,275,000 |
| Allowance for loan losses | 4,297,000 | 4,485,000 | 4,353,000 | 6,224,000 |
| Securities available for sale | 209,811,000 | 201,270,000 | 195,232,000 | 246,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,748,000 | 384,555,000 | 381,747,000 | 529,898,000 |
| Interest-bearing deposits | 335,048,000 | 331,421,000 | 329,357,000 | 461,213,000 |
| Noninterest-bearing deposits | 52,700,000 | 53,134,000 | 52,390,000 | 68,685,000 |
| Equity capital | 48,495,000 | 46,850,000 | 47,656,000 | 62,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,586,000 | 9,215,000 | 13,809,000 | 24,712,000 |
| Interest expense | 1,039,000 | 2,057,000 | 3,053,000 | 5,423,000 |
| Net interest income | 3,547,000 | 7,158,000 | 10,756,000 | 19,289,000 |
| Noninterest income | 920,000 | 1,961,000 | 3,066,000 | 4,572,000 |
| Noninterest expense | 2,926,000 | 5,763,000 | 8,671,000 | 15,016,000 |
| Provision for loan losses | 311,000 | 611,000 | 918,000 | 2,246,000 |
| Pretax income | 1,230,000 | 2,745,000 | 4,233,000 | 6,599,000 |
| Income tax | 211,000 | 514,000 | 806,000 | 1,184,000 |
| Net income | 1,019,000 | 2,231,000 | 3,427,000 | 5,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,505,000 | 43,780,000 | 44,488,000 | 60,206,000 |
| Total capital | 45,646,000 | 46,963,000 | 47,771,000 | 64,683,000 |
| Risk-weighted assets | 250,155,000 | 253,374,000 | 261,596,000 | 356,451,000 |