Call reports 2012
WELLWORTH BANK — 2012
What WELLWORTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 458,486,000 | 460,288,000 | 468,773,000 | 467,720,000 |
| Total loans | 215,518,000 | 224,540,000 | 232,653,000 | 235,960,000 |
| Allowance for loan losses | 3,375,000 | 3,601,000 | 3,835,000 | 4,060,000 |
| Securities available for sale | 199,993,000 | 208,961,000 | 204,509,000 | 197,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,900,000 | 379,175,000 | 379,504,000 | 380,730,000 |
| Interest-bearing deposits | 332,414,000 | 330,932,000 | 327,111,000 | 328,597,000 |
| Noninterest-bearing deposits | 52,486,000 | 48,243,000 | 52,393,000 | 52,133,000 |
| Equity capital | 44,706,000 | 46,552,000 | 48,119,000 | 47,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,607,000 | 9,354,000 | 14,094,000 | 18,809,000 |
| Interest expense | 1,118,000 | 2,225,000 | 3,343,000 | 4,426,000 |
| Net interest income | 3,489,000 | 7,129,000 | 10,751,000 | 14,383,000 |
| Noninterest income | 972,000 | 1,998,000 | 3,029,000 | 4,071,000 |
| Noninterest expense | 2,787,000 | 5,574,000 | 8,399,000 | 11,180,000 |
| Provision for loan losses | 306,000 | 612,000 | 931,000 | 1,266,000 |
| Pretax income | 1,368,000 | 2,950,000 | 4,459,000 | 6,017,000 |
| Income tax | 249,000 | 582,000 | 892,000 | 1,225,000 |
| Net income | 1,119,000 | 2,368,000 | 3,567,000 | 4,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,330,000 | 40,627,000 | 41,458,000 | 41,444,000 |
| Total capital | 42,307,000 | 43,675,000 | 44,625,000 | 44,655,000 |
| Risk-weighted assets | 237,740,000 | 243,255,000 | 252,701,000 | 256,047,000 |