Call reports 2011
WELLWORTH BANK — 2011
What WELLWORTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 427,147,000 | 429,814,000 | 435,524,000 | 441,812,000 |
| Total loans | 208,286,000 | 211,610,000 | 217,637,000 | 220,410,000 |
| Allowance for loan losses | 3,117,000 | 3,310,000 | 3,083,000 | 3,219,000 |
| Securities available for sale | 175,640,000 | 169,392,000 | 149,745,000 | 189,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,618,000 | 365,050,000 | 365,787,000 | 369,523,000 |
| Interest-bearing deposits | 322,081,000 | 319,930,000 | 321,253,000 | 322,129,000 |
| Noninterest-bearing deposits | 47,537,000 | 45,120,000 | 44,534,000 | 47,394,000 |
| Equity capital | 37,425,000 | 40,702,000 | 43,037,000 | 43,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,735,000 | 9,498,000 | 14,225,000 | 18,757,000 |
| Interest expense | 1,308,000 | 2,561,000 | 3,778,000 | 4,925,000 |
| Net interest income | 3,427,000 | 6,937,000 | 10,447,000 | 13,832,000 |
| Noninterest income | 755,000 | 1,689,000 | 2,663,000 | 3,652,000 |
| Noninterest expense | 2,625,000 | 5,214,000 | 7,823,000 | 10,626,000 |
| Provision for loan losses | 264,000 | 519,000 | 790,000 | 1,073,000 |
| Pretax income | 1,293,000 | 2,893,000 | 4,381,000 | 5,669,000 |
| Income tax | 203,000 | 528,000 | 816,000 | 1,032,000 |
| Net income | 1,090,000 | 2,365,000 | 3,565,000 | 4,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,214,000 | 36,532,000 | 37,434,000 | 38,550,000 |
| Total capital | 38,266,000 | 39,601,000 | 40,517,000 | 41,592,000 |
| Risk-weighted assets | 244,098,000 | 245,250,000 | 249,785,000 | 243,143,000 |