Call reports 2010
WELLWORTH BANK — 2010
What WELLWORTH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 408,481,000 | 411,361,000 | 412,150,000 | 419,183,000 |
| Total loans | 201,435,000 | 207,343,000 | 214,673,000 | 213,440,000 |
| Allowance for loan losses | 3,004,000 | 3,051,000 | 3,166,000 | 2,926,000 |
| Securities available for sale | 173,208,000 | 159,140,000 | 162,916,000 | 170,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,729,000 | 356,543,000 | 353,215,000 | 361,735,000 |
| Interest-bearing deposits | 312,919,000 | 313,027,000 | 311,655,000 | 317,338,000 |
| Noninterest-bearing deposits | 42,810,000 | 43,516,000 | 41,560,000 | 44,397,000 |
| Equity capital | 35,971,000 | 37,579,000 | 39,752,000 | 37,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,617,000 | 9,383,000 | 14,164,000 | 19,022,000 |
| Interest expense | 1,604,000 | 3,187,000 | 4,704,000 | 6,141,000 |
| Net interest income | 3,013,000 | 6,196,000 | 9,460,000 | 12,881,000 |
| Noninterest income | 822,000 | 1,733,000 | 2,734,000 | 3,659,000 |
| Noninterest expense | 2,542,000 | 5,079,000 | 7,626,000 | 10,299,000 |
| Provision for loan losses | 645,000 | 825,000 | 1,125,000 | 1,485,000 |
| Pretax income | 648,000 | 2,025,000 | 3,443,000 | 4,756,000 |
| Income tax | -56,000 | 308,000 | 597,000 | 807,000 |
| Net income | 704,000 | 1,717,000 | 2,846,000 | 3,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,501,000 | 33,556,000 | 34,737,000 | 35,881,000 |
| Total capital | 35,413,000 | 36,537,000 | 37,780,000 | 38,807,000 |
| Risk-weighted assets | 232,893,000 | 238,391,000 | 243,315,000 | 247,231,000 |