Call reports 2009
WELLWORTH BANK — 2009
What WELLWORTH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 333,589,000 | 334,827,000 | 344,963,000 | 404,215,000 |
| Total loans | 174,660,000 | 177,300,000 | 185,021,000 | 202,990,000 |
| Allowance for loan losses | 2,143,000 | 2,252,000 | 2,335,000 | 2,513,000 |
| Securities available for sale | 114,404,000 | 130,460,000 | 127,380,000 | 147,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,644,000 | 291,596,000 | 294,332,000 | 355,021,000 |
| Interest-bearing deposits | 244,980,000 | 248,632,000 | 252,155,000 | 303,382,000 |
| Noninterest-bearing deposits | 46,664,000 | 42,964,000 | 42,177,000 | 51,639,000 |
| Equity capital | 33,505,000 | 33,155,000 | 35,757,000 | 34,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,114,000 | 8,193,000 | 12,374,000 | 16,764,000 |
| Interest expense | 1,599,000 | 3,165,000 | 4,689,000 | 6,269,000 |
| Net interest income | 2,515,000 | 5,028,000 | 7,685,000 | 10,495,000 |
| Noninterest income | 696,000 | 1,478,000 | 2,250,000 | 3,044,000 |
| Noninterest expense | 2,155,000 | 4,485,000 | 6,766,000 | 9,265,000 |
| Provision for loan losses | 192,000 | 392,000 | 591,000 | 1,095,000 |
| Pretax income | 872,000 | 1,095,000 | 2,044,000 | 2,645,000 |
| Income tax | 137,000 | 214,000 | 352,000 | 349,000 |
| Net income | 735,000 | 881,000 | 1,692,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,400,000 | 33,546,000 | 34,032,000 | 32,105,000 |
| Total capital | 35,543,000 | 35,798,000 | 36,367,000 | 34,618,000 |
| Risk-weighted assets | 198,953,000 | 203,064,000 | 207,917,000 | 235,050,000 |