Call reports 2007
WELLWORTH BANK — 2007
What WELLWORTH BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 307,259,000 | 306,670,000 | 304,627,000 | 308,591,000 |
| Total loans | 144,065,000 | 147,428,000 | 156,781,000 | 160,530,000 |
| Allowance for loan losses | 1,935,000 | 1,926,000 | 1,847,000 | 1,954,000 |
| Securities available for sale | 39,000 | 39,000 | 39,000 | 39,000 |
| Securities held to maturity | 138,329,000 | 130,665,000 | 126,855,000 | 122,353,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,361,000 | 272,066,000 | 266,785,000 | 272,424,000 |
| Interest-bearing deposits | 235,725,000 | 234,296,000 | 232,683,000 | 234,257,000 |
| Noninterest-bearing deposits | 37,636,000 | 37,770,000 | 34,102,000 | 38,167,000 |
| Equity capital | 31,667,000 | 32,385,000 | 33,130,000 | 30,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,405,000 | 8,975,000 | 13,655,000 | 18,458,000 |
| Interest expense | 2,208,000 | 4,529,000 | 6,893,000 | 9,237,000 |
| Net interest income | 2,197,000 | 4,446,000 | 6,762,000 | 9,221,000 |
| Noninterest income | 713,000 | 1,463,000 | 2,241,000 | 3,096,000 |
| Noninterest expense | 2,111,000 | 4,108,000 | 6,134,000 | 8,142,000 |
| Provision for loan losses | 65,000 | 134,000 | 210,000 | 369,000 |
| Pretax income | 732,000 | 1,663,000 | 2,651,000 | 3,798,000 |
| Income tax | 157,000 | 370,000 | 613,000 | 868,000 |
| Net income | 575,000 | 1,293,000 | 2,038,000 | 2,930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,611,000 | 32,339,000 | 33,094,000 | 29,996,000 |
| Total capital | 33,546,000 | 34,265,000 | 34,941,000 | 31,950,000 |
| Risk-weighted assets | 169,253,000 | 174,702,000 | 181,535,000 | 185,776,000 |
Machine access — free, no API key
Every figure shown here about WELLWORTH BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.