Call reports 2006
WELLWORTH BANK — 2006
What WELLWORTH BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 291,250,000 | 292,286,000 | 294,575,000 | 296,273,000 |
| Total loans | 133,923,000 | 137,277,000 | 142,212,000 | 147,462,000 |
| Allowance for loan losses | 1,881,000 | 1,911,000 | 1,968,000 | 1,927,000 |
| Securities available for sale | 39,000 | 39,000 | 39,000 | 39,000 |
| Securities held to maturity | 114,664,000 | 122,891,000 | 123,804,000 | 122,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,730,000 | 260,429,000 | 262,104,000 | 262,753,000 |
| Interest-bearing deposits | 221,407,000 | 223,946,000 | 224,453,000 | 225,777,000 |
| Noninterest-bearing deposits | 39,323,000 | 36,483,000 | 37,651,000 | 36,976,000 |
| Equity capital | 29,540,000 | 30,288,000 | 30,681,000 | 31,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,755,000 | 7,794,000 | 11,993,000 | 16,364,000 |
| Interest expense | 1,547,000 | 3,259,000 | 5,227,000 | 7,350,000 |
| Net interest income | 2,208,000 | 4,535,000 | 6,766,000 | 9,014,000 |
| Noninterest income | 602,000 | 1,386,000 | 2,200,000 | 2,998,000 |
| Noninterest expense | 1,945,000 | 3,882,000 | 5,926,000 | 8,015,000 |
| Provision for loan losses | 42,000 | 172,000 | 295,000 | 367,000 |
| Pretax income | 821,000 | 1,864,000 | 2,742,000 | 3,628,000 |
| Income tax | 198,000 | 493,000 | 688,000 | 853,000 |
| Net income | 623,000 | 1,371,000 | 2,054,000 | 2,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,444,000 | 30,202,000 | 30,605,000 | 31,336,000 |
| Total capital | 31,325,000 | 32,113,000 | 32,573,000 | 33,263,000 |
| Risk-weighted assets | 156,873,000 | 160,547,000 | 165,119,000 | 169,846,000 |
Machine access — free, no API key
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