Call reports 2023
FIDELITY BANK — 2023
What FIDELITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,024,826,000 | 1,072,550,000 | 1,099,478,000 | 1,125,458,000 |
| Total loans | 605,548,000 | 659,428,000 | 675,976,000 | 688,912,000 |
| Allowance for loan losses | 6,380,000 | 5,923,000 | 6,075,000 | 6,203,000 |
| Securities available for sale | 266,777,000 | 259,486,000 | 251,248,000 | 249,898,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,011,000 | 810,504,000 | 813,493,000 | 781,417,000 |
| Interest-bearing deposits | 612,222,000 | 646,203,000 | 646,078,000 | 627,257,000 |
| Noninterest-bearing deposits | 174,789,000 | 164,301,000 | 167,415,000 | 154,160,000 |
| Equity capital | 156,782,000 | 152,102,000 | 150,033,000 | 156,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,659,000 | 27,003,000 | 42,391,000 | 58,025,000 |
| Interest expense | 744,000 | 2,785,000 | 6,166,000 | 10,130,000 |
| Net interest income | 11,915,000 | 24,218,000 | 36,225,000 | 47,895,000 |
| Noninterest income | 3,600,000 | 7,590,000 | 16,046,000 | 19,155,000 |
| Noninterest expense | 15,872,000 | 32,681,000 | 49,466,000 | 65,019,000 |
| Provision for loan losses | -376,000 | -376,000 | 349,000 | 649,000 |
| Pretax income | 222,000 | -294,000 | 2,659,000 | 1,448,000 |
| Income tax | -7,000 | -186,000 | 359,000 | 330,000 |
| Net income | 229,000 | -108,000 | 2,300,000 | 1,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,451,000 | 165,113,000 | 167,522,000 | 166,340,000 |
| Total capital | 171,831,000 | 171,037,000 | 173,597,000 | 172,543,000 |
| Risk-weighted assets | 690,890,000 | 733,842,000 | 735,219,000 | 748,394,000 |