Call reports 2022
FIDELITY BANK — 2022
What FIDELITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,084,000,000 | 1,067,530,000 | 1,041,703,000 | 1,004,612,000 |
| Total loans | 579,973,000 | 561,764,000 | 557,217,000 | 573,612,000 |
| Allowance for loan losses | 7,759,000 | 7,956,000 | 7,806,000 | 7,298,000 |
| Securities available for sale | 150,058,000 | 202,632,000 | 271,659,000 | 270,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 882,005,000 | 871,160,000 | 852,500,000 | 805,876,000 |
| Interest-bearing deposits | 686,423,000 | 674,238,000 | 657,613,000 | 616,975,000 |
| Noninterest-bearing deposits | 195,583,000 | 196,922,000 | 194,887,000 | 188,901,000 |
| Equity capital | 165,921,000 | 159,991,000 | 153,470,000 | 152,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,499,000 | 23,198,000 | 35,756,000 | 48,554,000 |
| Interest expense | 619,000 | 1,178,000 | 1,730,000 | 2,244,000 |
| Net interest income | 9,880,000 | 22,020,000 | 34,026,000 | 46,310,000 |
| Noninterest income | 7,249,000 | 12,835,000 | 16,810,000 | 19,556,000 |
| Noninterest expense | 16,549,000 | 33,174,000 | 48,846,000 | 64,291,000 |
| Provision for loan losses | 0 | 0 | 0 | -396,000 |
| Pretax income | 631,000 | 1,732,000 | 2,097,000 | 2,106,000 |
| Income tax | 33,000 | 157,000 | 103,000 | -4,000 |
| Net income | 598,000 | 1,575,000 | 1,994,000 | 2,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 163,710,000 | 164,687,000 | 165,105,000 | 165,222,000 |
| Total capital | 171,101,000 | 172,494,000 | 172,911,000 | 172,520,000 |
| Risk-weighted assets | 590,872,000 | 624,389,000 | 647,442,000 | 671,744,000 |