Call reports 2016
FIDELITY BANK — 2016
What FIDELITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 793,950,000 | 791,951,000 | 780,021,000 | 772,562,000 |
| Total loans | 524,834,000 | 539,674,000 | 542,391,000 | 531,641,000 |
| Allowance for loan losses | 4,712,000 | 4,809,000 | 4,828,000 | 4,924,000 |
| Securities available for sale | 145,878,000 | 126,250,000 | 103,166,000 | 142,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,112,000 | 594,118,000 | 583,568,000 | 580,754,000 |
| Interest-bearing deposits | 526,220,000 | 515,966,000 | 503,647,000 | 495,413,000 |
| Noninterest-bearing deposits | 73,892,000 | 78,152,000 | 79,921,000 | 85,341,000 |
| Equity capital | 132,761,000 | 134,822,000 | 136,180,000 | 134,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,238,000 | 16,939,000 | 25,719,000 | 34,156,000 |
| Interest expense | 679,000 | 1,337,000 | 1,981,000 | 2,609,000 |
| Net interest income | 7,559,000 | 15,602,000 | 23,738,000 | 31,547,000 |
| Noninterest income | 7,597,000 | 18,439,000 | 28,602,000 | 36,304,000 |
| Noninterest expense | 13,751,000 | 29,932,000 | 46,052,000 | 61,304,000 |
| Provision for loan losses | 99,000 | 185,000 | 185,000 | 185,000 |
| Pretax income | 1,617,000 | 4,585,000 | 7,019,000 | 7,278,000 |
| Income tax | 563,000 | 1,585,000 | 2,415,000 | 2,469,000 |
| Net income | 1,054,000 | 3,000,000 | 4,604,000 | 4,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,648,000 | 126,520,000 | 128,455,000 | 128,137,000 |
| Total capital | 129,360,000 | 131,329,000 | 133,283,000 | 133,061,000 |
| Risk-weighted assets | 541,832,000 | 558,337,000 | 553,943,000 | 549,415,000 |