Call reports 2015
FIDELITY BANK — 2015
What FIDELITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 811,936,000 | 812,416,000 | 807,142,000 | 800,473,000 |
| Total loans | 534,598,000 | 561,296,000 | 540,030,000 | 528,564,000 |
| Allowance for loan losses | 4,348,000 | 4,546,000 | 3,492,000 | 4,664,000 |
| Securities available for sale | 196,198,000 | 174,604,000 | 147,698,000 | 174,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 655,730,000 | 634,282,000 | 614,842,000 | 619,923,000 |
| Interest-bearing deposits | 587,707,000 | 560,548,000 | 543,474,000 | 535,660,000 |
| Noninterest-bearing deposits | 68,023,000 | 73,734,000 | 71,368,000 | 84,263,000 |
| Equity capital | 129,057,000 | 129,626,000 | 131,072,000 | 131,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,287,000 | 17,196,000 | 26,017,000 | 34,458,000 |
| Interest expense | 888,000 | 1,696,000 | 2,397,000 | 3,067,000 |
| Net interest income | 7,399,000 | 15,500,000 | 23,620,000 | 31,391,000 |
| Noninterest income | 7,564,000 | 15,993,000 | 24,082,000 | 30,705,000 |
| Noninterest expense | 13,408,000 | 28,106,000 | 42,361,000 | 55,607,000 |
| Provision for loan losses | 110,000 | 290,000 | 500,000 | 650,000 |
| Pretax income | 1,687,000 | 3,685,000 | 5,591,000 | 6,670,000 |
| Income tax | 595,000 | 1,301,000 | 2,015,000 | 2,305,000 |
| Net income | 1,092,000 | 2,384,000 | 3,576,000 | 4,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,402,000 | 120,565,000 | 122,755,000 | 123,134,000 |
| Total capital | 124,750,000 | 125,112,000 | 126,247,000 | 127,798,000 |
| Risk-weighted assets | 510,445,000 | 532,538,000 | 535,777,000 | 544,390,000 |