Call reports 2013
FIDELITY BANK — 2013
What FIDELITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 856,944,000 | 840,769,000 | 832,246,000 | 825,044,000 |
| Total loans | 453,894,000 | 468,992,000 | 495,374,000 | 508,686,000 |
| Allowance for loan losses | 5,461,000 | 5,191,000 | 4,965,000 | 4,800,000 |
| Securities available for sale | 280,040,000 | 260,117,000 | 230,835,000 | 217,749,000 |
| Securities held to maturity | 40,115,000 | 37,126,000 | 33,465,000 | 31,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 725,613,000 | 711,502,000 | 694,128,000 | 682,765,000 |
| Interest-bearing deposits | 674,805,000 | 657,708,000 | 638,140,000 | 626,901,000 |
| Noninterest-bearing deposits | 50,808,000 | 53,794,000 | 55,988,000 | 55,864,000 |
| Equity capital | 126,870,000 | 126,087,000 | 125,248,000 | 125,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,989,000 | 15,456,000 | 22,789,000 | 30,558,000 |
| Interest expense | 1,476,000 | 2,914,000 | 4,272,000 | 5,569,000 |
| Net interest income | 6,513,000 | 12,542,000 | 18,517,000 | 24,989,000 |
| Noninterest income | 524,000 | 1,123,000 | 1,611,000 | 1,808,000 |
| Noninterest expense | 6,788,000 | 13,376,000 | 19,584,000 | 25,875,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 326,000 | 366,000 | 831,000 | 1,209,000 |
| Income tax | 111,000 | 159,000 | 283,000 | 412,000 |
| Net income | 215,000 | 207,000 | 548,000 | 797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,960,000 | 122,009,000 | 122,365,000 | 122,628,000 |
| Total capital | 127,115,000 | 127,173,000 | 127,330,000 | 127,428,000 |
| Risk-weighted assets | 411,560,000 | 413,121,000 | 451,849,000 | 464,839,000 |