Call reports 2012
FIDELITY BANK — 2012
What FIDELITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 916,853,000 | 899,308,000 | 884,235,000 | 873,145,000 |
| Total loans | 389,369,000 | 392,983,000 | 406,761,000 | 431,144,000 |
| Allowance for loan losses | 4,930,000 | 5,048,000 | 4,997,000 | 5,265,000 |
| Securities available for sale | 362,091,000 | 344,361,000 | 323,956,000 | 304,003,000 |
| Securities held to maturity | 57,291,000 | 54,568,000 | 46,340,000 | 42,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,055,000 | 769,110,000 | 751,734,000 | 742,219,000 |
| Interest-bearing deposits | 732,427,000 | 718,514,000 | 701,350,000 | 688,768,000 |
| Noninterest-bearing deposits | 54,628,000 | 50,596,000 | 50,384,000 | 53,451,000 |
| Equity capital | 126,073,000 | 126,018,000 | 127,222,000 | 126,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,399,000 | 16,610,000 | 24,449,000 | 32,163,000 |
| Interest expense | 2,363,000 | 4,495,000 | 6,356,000 | 8,002,000 |
| Net interest income | 6,036,000 | 12,115,000 | 18,093,000 | 24,161,000 |
| Noninterest income | 1,208,000 | 715,000 | 1,474,000 | 2,024,000 |
| Noninterest expense | 7,767,000 | 14,659,000 | 22,235,000 | 29,662,000 |
| Provision for loan losses | 150,000 | 300,000 | -1,970,000 | -1,663,000 |
| Pretax income | -347,000 | -1,803,000 | -372,000 | -1,488,000 |
| Income tax | -118,000 | -613,000 | -121,000 | -535,000 |
| Net income | -229,000 | -1,190,000 | -251,000 | -953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,336,000 | 121,257,000 | 122,104,000 | 121,036,000 |
| Total capital | 126,829,000 | 125,749,000 | 126,743,000 | 125,997,000 |
| Risk-weighted assets | 359,009,000 | 358,818,000 | 370,756,000 | 396,536,000 |