Call reports 2020
STORY BANK DBA STORY FINANCIAL PARTNERS — 2020
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 410,485,000 | 489,766,000 | 529,365,000 | 599,653,000 |
| Total loans | 339,250,000 | 394,465,000 | 458,431,000 | 491,037,000 |
| Allowance for loan losses | 4,200,000 | 4,159,000 | 4,324,000 | 4,986,000 |
| Securities available for sale | 20,148,000 | 22,909,000 | 21,834,000 | 20,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,588,000 | 408,038,000 | 436,378,000 | 505,526,000 |
| Interest-bearing deposits | 266,763,000 | 288,504,000 | 307,421,000 | 327,344,000 |
| Noninterest-bearing deposits | 83,825,000 | 119,534,000 | 128,957,000 | 178,183,000 |
| Equity capital | 54,198,000 | 55,662,000 | 57,122,000 | 69,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,262,000 | 8,642,000 | 13,524,000 | 19,549,000 |
| Interest expense | 960,000 | 1,821,000 | 2,601,000 | 3,289,000 |
| Net interest income | 3,302,000 | 6,821,000 | 10,923,000 | 16,260,000 |
| Noninterest income | 499,000 | 902,000 | 1,501,000 | 2,680,000 |
| Noninterest expense | 2,879,000 | 6,479,000 | 10,816,000 | 16,036,000 |
| Provision for loan losses | 30,000 | 30,000 | 189,000 | 848,000 |
| Pretax income | 892,000 | 1,214,000 | 1,419,000 | 2,056,000 |
| Income tax | 0 | -140,000 | -310,000 | -375,000 |
| Net income | 892,000 | 1,354,000 | 1,729,000 | 2,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,333,000 | 53,613,000 | 55,083,000 | 67,762,000 |
| Total capital | 56,533,000 | 57,772,000 | 59,407,000 | 72,748,000 |
| Risk-weighted assets | 372,928,000 | 376,606,000 | 450,322,000 | 486,497,000 |