Call reports 2019
STORY BANK DBA STORY FINANCIAL PARTNERS — 2019
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 397,945,000 | 388,388,000 | 392,531,000 | 422,335,000 |
| Total loans | 315,209,000 | 315,996,000 | 319,357,000 | 327,515,000 |
| Allowance for loan losses | 4,173,000 | 4,215,000 | 4,222,000 | 4,090,000 |
| Securities available for sale | 19,477,000 | 21,559,000 | 21,916,000 | 21,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,232,000 | 315,491,000 | 319,726,000 | 363,344,000 |
| Interest-bearing deposits | 249,043,000 | 233,343,000 | 237,734,000 | 278,581,000 |
| Noninterest-bearing deposits | 81,189,000 | 82,148,000 | 81,992,000 | 84,763,000 |
| Equity capital | 51,681,000 | 53,017,000 | 54,171,000 | 52,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,191,000 | 8,469,000 | 12,835,000 | 17,245,000 |
| Interest expense | 927,000 | 1,891,000 | 2,944,000 | 3,984,000 |
| Net interest income | 3,264,000 | 6,578,000 | 9,891,000 | 13,261,000 |
| Noninterest income | 284,000 | 679,000 | 1,059,000 | 1,574,000 |
| Noninterest expense | 2,600,000 | 5,100,000 | 7,648,000 | 10,159,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 918,000 | 2,097,000 | 3,242,000 | 4,616,000 |
| Income tax | -9,000 | 47,000 | 95,000 | 200,000 |
| Net income | 927,000 | 2,050,000 | 3,147,000 | 4,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,029,000 | 51,184,000 | 52,315,000 | 51,263,000 |
| Total capital | 54,202,000 | 55,399,000 | 56,373,000 | 55,353,000 |
| Risk-weighted assets | 347,044,000 | 341,263,000 | 324,460,000 | 364,090,000 |