Call reports 2018
STORY BANK DBA STORY FINANCIAL PARTNERS — 2018
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 389,410,000 | 387,868,000 | 390,160,000 | 401,628,000 |
| Total loans | 325,500,000 | 325,385,000 | 325,356,000 | 322,646,000 |
| Allowance for loan losses | 3,975,000 | 4,011,000 | 4,081,000 | 4,132,000 |
| Securities available for sale | 18,576,000 | 17,679,000 | 19,321,000 | 19,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,365,000 | 313,630,000 | 310,275,000 | 328,436,000 |
| Interest-bearing deposits | 229,122,000 | 227,357,000 | 225,123,000 | 244,952,000 |
| Noninterest-bearing deposits | 86,243,000 | 86,273,000 | 85,152,000 | 83,484,000 |
| Equity capital | 48,855,000 | 49,960,000 | 51,179,000 | 50,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,683,000 | 7,648,000 | 11,954,000 | 16,398,000 |
| Interest expense | 512,000 | 1,081,000 | 1,781,000 | 2,605,000 |
| Net interest income | 3,171,000 | 6,567,000 | 10,173,000 | 13,793,000 |
| Noninterest income | 402,000 | 709,000 | 1,152,000 | 1,545,000 |
| Noninterest expense | 2,611,000 | 5,124,000 | 7,773,000 | 10,405,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 395,000 |
| Pretax income | 932,000 | 2,092,000 | 3,462,000 | 4,538,000 |
| Income tax | -21,000 | 14,000 | 106,000 | 126,000 |
| Net income | 953,000 | 2,078,000 | 3,356,000 | 4,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,339,000 | 48,497,000 | 49,815,000 | 48,689,000 |
| Total capital | 51,314,000 | 52,508,000 | 53,896,000 | 52,821,000 |
| Risk-weighted assets | 367,445,000 | 364,215,000 | 361,554,000 | 364,444,000 |