Call reports 2016
STORY BANK DBA STORY FINANCIAL PARTNERS — 2016
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 391,771,000 | 378,442,000 | 359,345,000 | 361,851,000 |
| Total loans | 298,843,000 | 304,311,000 | 294,560,000 | 296,339,000 |
| Allowance for loan losses | 3,621,000 | 3,600,000 | 3,556,000 | 3,624,000 |
| Securities available for sale | 20,917,000 | 20,886,000 | 19,912,000 | 19,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,857,000 | 310,705,000 | 295,897,000 | 303,264,000 |
| Interest-bearing deposits | 210,923,000 | 202,310,000 | 204,987,000 | 216,943,000 |
| Noninterest-bearing deposits | 112,934,000 | 108,395,000 | 90,910,000 | 86,322,000 |
| Equity capital | 45,757,000 | 47,306,000 | 48,053,000 | 46,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,375,000 | 6,837,000 | 10,267,000 | 13,542,000 |
| Interest expense | 323,000 | 643,000 | 957,000 | 1,265,000 |
| Net interest income | 3,052,000 | 6,194,000 | 9,310,000 | 12,277,000 |
| Noninterest income | 283,000 | 583,000 | 847,000 | 1,214,000 |
| Noninterest expense | 2,448,000 | 4,807,000 | 7,294,000 | 9,729,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 827,000 | 1,850,000 | 2,683,000 | 3,522,000 |
| Income tax | 55,000 | 181,000 | 237,000 | 296,000 |
| Net income | 772,000 | 1,669,000 | 2,446,000 | 3,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,953,000 | 45,446,000 | 46,241,000 | 44,779,000 |
| Total capital | 47,574,000 | 49,046,000 | 49,797,000 | 48,403,000 |
| Risk-weighted assets | 340,020,000 | 332,452,000 | 327,065,000 | 328,064,000 |