Call reports 2015
STORY BANK DBA STORY FINANCIAL PARTNERS — 2015
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 297,491,000 | 367,275,000 | 366,543,000 | 355,293,000 |
| Total loans | 242,774,000 | 302,137,000 | 296,289,000 | 297,006,000 |
| Allowance for loan losses | 3,473,000 | 3,465,000 | 3,503,000 | 3,563,000 |
| Securities available for sale | 16,927,000 | 22,836,000 | 22,367,000 | 21,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,643,000 | 300,941,000 | 296,681,000 | 289,087,000 |
| Interest-bearing deposits | 169,016,000 | 220,415,000 | 211,434,000 | 206,652,000 |
| Noninterest-bearing deposits | 69,627,000 | 80,526,000 | 85,247,000 | 82,435,000 |
| Equity capital | 35,997,000 | 44,569,000 | 45,301,000 | 44,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,572,000 | 5,874,000 | 9,352,000 | 12,780,000 |
| Interest expense | 289,000 | 609,000 | 943,000 | 1,267,000 |
| Net interest income | 2,283,000 | 5,265,000 | 8,409,000 | 11,513,000 |
| Noninterest income | 256,000 | 576,000 | 928,000 | 1,310,000 |
| Noninterest expense | 1,700,000 | 4,164,000 | 6,602,000 | 9,275,000 |
| Provision for loan losses | 0 | 40,000 | 120,000 | 180,000 |
| Pretax income | 839,000 | 1,637,000 | 2,615,000 | 3,368,000 |
| Income tax | 296,000 | 578,000 | 878,000 | 818,000 |
| Net income | 543,000 | 1,059,000 | 1,737,000 | 2,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,863,000 | 42,802,000 | 43,488,000 | 43,198,000 |
| Total capital | 39,322,000 | 46,267,000 | 46,991,000 | 46,761,000 |
| Risk-weighted assets | 276,733,000 | 348,306,000 | 342,767,000 | 333,347,000 |