Call reports 2014
STORY BANK DBA STORY FINANCIAL PARTNERS — 2014
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 277,750,000 | 280,456,000 | 317,984,000 | 333,566,000 |
| Total loans | 222,415,000 | 233,116,000 | 242,083,000 | 247,299,000 |
| Allowance for loan losses | 3,518,000 | 3,412,000 | 3,481,000 | 3,448,000 |
| Securities available for sale | 19,228,000 | 19,246,000 | 18,459,000 | 16,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,061,000 | 228,489,000 | 256,965,000 | 277,859,000 |
| Interest-bearing deposits | 166,224,000 | 171,058,000 | 192,960,000 | 213,702,000 |
| Noninterest-bearing deposits | 56,837,000 | 57,431,000 | 64,005,000 | 64,157,000 |
| Equity capital | 34,633,000 | 35,262,000 | 35,851,000 | 35,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,511,000 | 5,039,000 | 7,666,000 | 10,351,000 |
| Interest expense | 309,000 | 606,000 | 888,000 | 1,202,000 |
| Net interest income | 2,202,000 | 4,433,000 | 6,778,000 | 9,149,000 |
| Noninterest income | 419,000 | 632,000 | 816,000 | 902,000 |
| Noninterest expense | 1,560,000 | 3,194,000 | 4,856,000 | 6,473,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,061,000 | 1,871,000 | 2,738,000 | 3,578,000 |
| Income tax | 322,000 | 553,000 | 804,000 | 1,036,000 |
| Net income | 739,000 | 1,318,000 | 1,934,000 | 2,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,540,000 | 35,134,000 | 35,749,000 | 35,140,000 |
| Total capital | 37,658,000 | 38,320,000 | 39,173,000 | 38,588,000 |
| Risk-weighted assets | 249,017,000 | 254,720,000 | 277,980,000 | 284,387,000 |