Call reports 2013
STORY BANK DBA STORY FINANCIAL PARTNERS — 2013
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 278,369,000 | 272,468,000 | 269,529,000 | 277,194,000 |
| Total loans | 218,086,000 | 222,088,000 | 224,849,000 | 226,432,000 |
| Allowance for loan losses | 3,275,000 | 3,509,000 | 3,514,000 | 3,517,000 |
| Securities available for sale | 18,902,000 | 18,598,000 | 18,337,000 | 17,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,731,000 | 220,033,000 | 217,472,000 | 224,787,000 |
| Interest-bearing deposits | 179,952,000 | 170,499,000 | 167,290,000 | 172,452,000 |
| Noninterest-bearing deposits | 43,779,000 | 49,534,000 | 50,183,000 | 52,335,000 |
| Equity capital | 33,133,000 | 33,477,000 | 34,172,000 | 33,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,581,000 | 5,074,000 | 7,579,000 | 10,165,000 |
| Interest expense | 412,000 | 783,000 | 1,099,000 | 1,408,000 |
| Net interest income | 2,169,000 | 4,291,000 | 6,480,000 | 8,757,000 |
| Noninterest income | 145,000 | 380,000 | 582,000 | 776,000 |
| Noninterest expense | 1,469,000 | 3,091,000 | 4,678,000 | 6,103,000 |
| Provision for loan losses | 56,000 | 93,000 | 93,000 | 93,000 |
| Pretax income | 789,000 | 1,487,000 | 2,291,000 | 3,337,000 |
| Income tax | 165,000 | 298,000 | 467,000 | 728,000 |
| Net income | 624,000 | 1,189,000 | 1,824,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,870,000 | 33,439,000 | 34,077,000 | 33,701,000 |
| Total capital | 35,870,000 | 36,510,000 | 37,202,000 | 36,557,000 |
| Risk-weighted assets | 240,236,000 | 245,270,000 | 248,854,000 | 247,216,000 |