Call reports 2012
STORY BANK DBA STORY FINANCIAL PARTNERS — 2012
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,331,000 | 264,068,000 | 265,715,000 | 276,726,000 |
| Total loans | 222,911,000 | 225,635,000 | 222,476,000 | 227,383,000 |
| Allowance for loan losses | 3,318,000 | 3,385,000 | 3,484,000 | 3,175,000 |
| Securities available for sale | 18,216,000 | 18,714,000 | 17,757,000 | 15,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,706,000 | 209,352,000 | 210,577,000 | 221,754,000 |
| Interest-bearing deposits | 160,040,000 | 170,733,000 | 167,513,000 | 176,262,000 |
| Noninterest-bearing deposits | 40,666,000 | 38,619,000 | 43,064,000 | 45,492,000 |
| Equity capital | 30,460,000 | 31,241,000 | 32,119,000 | 32,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,791,000 | 5,575,000 | 8,359,000 | 11,015,000 |
| Interest expense | 551,000 | 1,062,000 | 1,551,000 | 2,010,000 |
| Net interest income | 2,240,000 | 4,513,000 | 6,808,000 | 9,005,000 |
| Noninterest income | 156,000 | 302,000 | 506,000 | 785,000 |
| Noninterest expense | 1,387,000 | 2,717,000 | 4,109,000 | 5,642,000 |
| Provision for loan losses | 75,000 | 153,000 | 256,000 | 431,000 |
| Pretax income | 934,000 | 1,945,000 | 2,949,000 | 3,717,000 |
| Income tax | 274,000 | 578,000 | 784,000 | 815,000 |
| Net income | 660,000 | 1,367,000 | 2,165,000 | 2,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,224,000 | 30,940,000 | 31,768,000 | 32,147,000 |
| Total capital | 33,215,000 | 33,994,000 | 34,845,000 | 35,211,000 |
| Risk-weighted assets | 238,759,000 | 243,872,000 | 245,467,000 | 244,864,000 |