Call reports 2011
STORY BANK DBA STORY FINANCIAL PARTNERS — 2011
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 266,042,000 | 262,808,000 | 266,901,000 | 262,353,000 |
| Total loans | 217,549,000 | 214,151,000 | 222,065,000 | 219,062,000 |
| Allowance for loan losses | 2,870,000 | 2,953,000 | 3,076,000 | 3,259,000 |
| Securities available for sale | 22,178,000 | 21,525,000 | 18,973,000 | 17,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,070,000 | 207,561,000 | 209,967,000 | 208,576,000 |
| Interest-bearing deposits | 171,199,000 | 170,458,000 | 164,001,000 | 163,343,000 |
| Noninterest-bearing deposits | 37,871,000 | 37,103,000 | 45,966,000 | 45,233,000 |
| Equity capital | 28,362,000 | 29,136,000 | 29,851,000 | 30,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,768,000 | 5,655,000 | 8,484,000 | 11,349,000 |
| Interest expense | 795,000 | 1,487,000 | 2,105,000 | 2,680,000 |
| Net interest income | 1,973,000 | 4,168,000 | 6,379,000 | 8,669,000 |
| Noninterest income | 69,000 | 175,000 | 334,000 | 573,000 |
| Noninterest expense | 1,351,000 | 2,721,000 | 4,131,000 | 5,548,000 |
| Provision for loan losses | 83,000 | 166,000 | 249,000 | 432,000 |
| Pretax income | 608,000 | 1,456,000 | 2,333,000 | 3,262,000 |
| Income tax | 162,000 | 413,000 | 675,000 | 946,000 |
| Net income | 446,000 | 1,043,000 | 1,658,000 | 2,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,282,000 | 28,929,000 | 29,569,000 | 30,436,000 |
| Total capital | 31,147,000 | 31,786,000 | 32,524,000 | 33,361,000 |
| Risk-weighted assets | 229,115,000 | 228,263,000 | 235,983,000 | 233,439,000 |