Call reports 2010
STORY BANK DBA STORY FINANCIAL PARTNERS — 2010
What STORY BANK DBA STORY FINANCIAL PARTNERS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 259,140,000 | 260,158,000 | 265,606,000 | 275,275,000 |
| Total loans | 212,204,000 | 217,738,000 | 222,661,000 | 218,738,000 |
| Allowance for loan losses | 2,583,000 | 2,665,000 | 2,715,000 | 2,850,000 |
| Securities available for sale | 19,909,000 | 17,728,000 | 14,486,000 | 21,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,296,000 | 203,038,000 | 209,134,000 | 219,259,000 |
| Interest-bearing deposits | 168,458,000 | 168,966,000 | 175,528,000 | 181,574,000 |
| Noninterest-bearing deposits | 31,838,000 | 34,072,000 | 33,606,000 | 37,685,000 |
| Equity capital | 25,711,000 | 26,211,000 | 26,729,000 | 27,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,885,000 | 5,788,000 | 8,807,000 | 11,813,000 |
| Interest expense | 1,050,000 | 2,023,000 | 2,997,000 | 3,909,000 |
| Net interest income | 1,835,000 | 3,765,000 | 5,810,000 | 7,904,000 |
| Noninterest income | 84,000 | 194,000 | 288,000 | 447,000 |
| Noninterest expense | 1,326,000 | 2,645,000 | 3,960,000 | 5,281,000 |
| Provision for loan losses | 83,000 | 165,000 | 260,000 | 439,000 |
| Pretax income | 510,000 | 1,149,000 | 1,878,000 | 2,631,000 |
| Income tax | 132,000 | 296,000 | 503,000 | 719,000 |
| Net income | 378,000 | 853,000 | 1,375,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,461,000 | 25,972,000 | 26,529,000 | 27,167,000 |
| Total capital | 28,044,000 | 28,637,000 | 29,244,000 | 30,017,000 |
| Risk-weighted assets | 230,506,000 | 230,467,000 | 232,920,000 | 231,723,000 |