Call reports 2026
FARMERS AND MECHANICS FEDERAL SAVINGS BANK — 2026
What FARMERS AND MECHANICS FEDERAL SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 115,965,000 | 113,590,000 |
| Total loans | 65,808,000 | 64,826,000 |
| Allowance for loan losses | 340,000 | 265,000 |
| Securities available for sale | 35,475,000 | 34,715,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 108,354,000 | 105,772,000 |
| Interest-bearing deposits | 97,895,000 | 96,184,000 |
| Noninterest-bearing deposits | 10,459,000 | 9,588,000 |
| Equity capital | 5,231,000 | 5,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,294,000 | 2,565,000 |
| Interest expense | 509,000 | 993,000 |
| Net interest income | 785,000 | 1,572,000 |
| Noninterest income | 135,000 | 231,000 |
| Noninterest expense | 975,000 | 1,948,000 |
| Provision for loan losses | 11,000 | 11,000 |
| Pretax income | -55,000 | -145,000 |
| Income tax | 0 | 0 |
| Net income | -55,000 | -145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,937,000 | 7,845,000 |
| Total capital | 8,286,000 | 8,119,000 |
| Risk-weighted assets | 71,164,000 | 66,723,000 |