Call reports 2018
FARMERS AND MECHANICS FEDERAL SAVINGS BANK — 2018
What FARMERS AND MECHANICS FEDERAL SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,618,000 | 76,637,000 | 73,463,000 | 73,874,000 |
| Total loans | 28,862,000 | 28,206,000 | 28,048,000 | 27,806,000 |
| Allowance for loan losses | 109,000 | 109,000 | 109,000 | 109,000 |
| Securities available for sale | 37,925,000 | 38,249,000 | 36,252,000 | 34,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,427,000 | 64,477,000 | 61,428,000 | 61,505,000 |
| Interest-bearing deposits | 64,571,000 | 62,631,000 | 59,294,000 | 59,257,000 |
| Noninterest-bearing deposits | 1,856,000 | 1,846,000 | 2,134,000 | 2,248,000 |
| Equity capital | 12,095,000 | 12,092,000 | 11,907,000 | 12,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,131,000 | 1,656,000 | 2,216,000 |
| Interest expense | 131,000 | 261,000 | 397,000 | 540,000 |
| Net interest income | 411,000 | 870,000 | 1,259,000 | 1,676,000 |
| Noninterest income | 23,000 | 49,000 | 76,000 | 98,000 |
| Noninterest expense | 411,000 | 847,000 | 1,274,000 | 1,712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 77,000 | 66,000 | 73,000 |
| Income tax | -11,000 | -17,000 | -39,000 | -55,000 |
| Net income | 39,000 | 94,000 | 105,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,288,000 | 12,323,000 | 12,265,000 | 12,416,000 |
| Total capital | 12,397,000 | 12,432,000 | 12,374,000 | 12,525,000 |
| Risk-weighted assets | 27,188,000 | 26,551,000 | 26,094,000 | 25,944,000 |