Call reports 2017
FARMERS AND MECHANICS FEDERAL SAVINGS BANK — 2017
What FARMERS AND MECHANICS FEDERAL SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 70,789,000 | 77,213,000 | 78,721,000 | 79,718,000 |
| Total loans | 31,282,000 | 30,596,000 | 30,126,000 | 29,926,000 |
| Allowance for loan losses | 109,000 | 109,000 | 109,000 | 109,000 |
| Securities available for sale | 27,252,000 | 33,688,000 | 36,891,000 | 39,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,244,000 | 64,404,000 | 65,978,000 | 67,123,000 |
| Interest-bearing deposits | 56,708,000 | 62,508,000 | 63,679,000 | 65,230,000 |
| Noninterest-bearing deposits | 1,536,000 | 1,896,000 | 2,299,000 | 1,893,000 |
| Equity capital | 12,455,000 | 12,713,000 | 12,660,000 | 12,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 485,000 | 988,000 | 1,509,000 | 2,088,000 |
| Interest expense | 91,000 | 191,000 | 317,000 | 445,000 |
| Net interest income | 394,000 | 797,000 | 1,192,000 | 1,643,000 |
| Noninterest income | 34,000 | 73,000 | 103,000 | 104,000 |
| Noninterest expense | 426,000 | 840,000 | 1,250,000 | 1,665,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 42,000 | 191,000 | 228,000 |
| Income tax | -15,000 | -24,000 | 2,000 | 14,000 |
| Net income | 29,000 | 66,000 | 189,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,332,000 | 12,436,000 | 12,507,000 | 12,400,000 |
| Total capital | 12,441,000 | 12,545,000 | 12,616,000 | 12,509,000 |
| Risk-weighted assets | 27,467,000 | 27,600,000 | 27,527,000 | 27,744,000 |