Call reports 2025
T BANK, NATIONAL ASSOCIATION — 2025
What T BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 901,462,000 | 987,451,000 | 1,052,402,000 | 979,747,000 |
| Total loans | 762,571,000 | 812,370,000 | 814,949,000 | 835,735,000 |
| Allowance for loan losses | 9,136,000 | 10,748,000 | 12,451,000 | 12,212,000 |
| Securities available for sale | 20,598,000 | 22,646,000 | 21,831,000 | 21,961,000 |
| Securities held to maturity | 22,630,000 | 22,504,000 | 21,805,000 | 21,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 755,322,000 | 856,801,000 | 916,896,000 | 839,690,000 |
| Interest-bearing deposits | 699,571,000 | 794,813,000 | 840,081,000 | 778,184,000 |
| Noninterest-bearing deposits | 55,751,000 | 61,988,000 | 76,815,000 | 61,506,000 |
| Equity capital | 114,332,000 | 116,258,000 | 120,392,000 | 125,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,296,000 | 36,043,000 | 56,445,000 | 76,671,000 |
| Interest expense | 8,038,000 | 16,278,000 | 25,328,000 | 33,793,000 |
| Net interest income | 9,258,000 | 19,765,000 | 31,117,000 | 42,878,000 |
| Noninterest income | 7,024,000 | 13,055,000 | 19,912,000 | 25,886,000 |
| Noninterest expense | 11,376,000 | 22,346,000 | 33,499,000 | 45,117,000 |
| Provision for loan losses | 1,009,000 | 2,938,000 | 4,802,000 | 4,941,000 |
| Pretax income | 4,051,000 | 7,782,000 | 12,835,000 | 18,813,000 |
| Income tax | 856,000 | 1,779,000 | 2,912,000 | 4,192,000 |
| Net income | 3,195,000 | 6,003,000 | 9,923,000 | 14,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,050,000 | 95,915,000 | 99,883,000 | 104,587,000 |
| Total capital | 101,319,000 | 103,596,000 | 107,627,000 | 112,384,000 |
| Risk-weighted assets | 579,340,000 | 611,168,000 | 614,498,000 | 619,020,000 |