Call reports 2023
T BANK, NATIONAL ASSOCIATION — 2023
What T BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 623,319,000 | 613,566,000 | 620,673,000 | 668,545,000 |
| Total loans | 468,689,000 | 490,575,000 | 494,627,000 | 527,668,000 |
| Allowance for loan losses | 5,873,000 | 6,138,000 | 5,998,000 | 6,308,000 |
| Securities available for sale | 20,097,000 | 21,800,000 | 21,366,000 | 22,977,000 |
| Securities held to maturity | 25,133,000 | 24,227,000 | 24,186,000 | 24,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,187,000 | 504,428,000 | 507,925,000 | 531,429,000 |
| Interest-bearing deposits | 418,183,000 | 426,284,000 | 427,129,000 | 469,616,000 |
| Noninterest-bearing deposits | 96,004,000 | 78,144,000 | 80,796,000 | 61,813,000 |
| Equity capital | 99,724,000 | 101,249,000 | 104,273,000 | 107,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,913,000 | 22,167,000 | 33,860,000 | 46,467,000 |
| Interest expense | 3,605,000 | 7,754,000 | 12,558,000 | 17,909,000 |
| Net interest income | 7,308,000 | 14,413,000 | 21,302,000 | 28,558,000 |
| Noninterest income | 6,471,000 | 11,716,000 | 17,627,000 | 23,116,000 |
| Noninterest expense | 8,348,000 | 16,674,000 | 25,295,000 | 34,111,000 |
| Provision for loan losses | 43,000 | 760,000 | 722,000 | 1,333,000 |
| Pretax income | 5,353,000 | 8,685,000 | 12,902,000 | 16,275,000 |
| Income tax | 1,142,000 | 1,859,000 | 2,767,000 | 3,499,000 |
| Net income | 4,211,000 | 6,826,000 | 10,135,000 | 12,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,752,000 | 81,424,000 | 84,791,000 | 87,488,000 |
| Total capital | 84,698,000 | 86,490,000 | 89,980,000 | 92,957,000 |
| Risk-weighted assets | 394,519,000 | 403,925,000 | 414,053,000 | 436,524,000 |